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Our Products

As a nonprofit insurance organization, we offer competitive whole life insurance, term life insurance, and annuity products designed to protect your future while serving communities.

Royal Neighbors is rated A Excellent (3rd highest out of 13 for overall financial strength as of December 10, 2024) by the AM Best Company for overall financial strength and ability to meet ongoing obligations to certificate holders. For the latest Best’s Credit Rating, access ambest.com.

Retirees

Enjoy peace of mind knowing your loved ones will be financially secure, no matter what the future holds.

Parents

Protect your children’s future by ensuring they have financial stability, even in life’s unexpected moments.

Homeowners

Make sure your loved ones can remain in their home by securing financial protection for the years ahead.

Young People

Take control of your financial future early—building security now can set you up for long-term success.

There is nothing more precious than the moments we share with loved ones. Securing life insurance can give you the opportunity to extend your love beyond the present moment. It can be a reflection of your commitment and foresight to ensuring the well-being of those you hold dear. Life insurance is a powerful expression of love and care for your loved ones.

Beyond immediate financial needs, life insurance can be a lifeline for your family’s long-term financial stability. It can replace lost income to help your loved ones continue to meet their financial obligations, repay debts, pursue education, and maintain their quality of life.

Cultivate a Legacy of Financial Security for Your Loved Ones

Life Insurance serves as a financial safety net for your loved ones and can help cover immediate expenses for those who rely on your income. Some common examples are:

  • Mortgage or rent payments
  • Everyday living expenses like groceries, gasoline, utility bills, and car insurance
  • Childcare or school tuition
  • Paying off outstanding debt such as student loans and credit cards
  • End-of-life costs like funeral or unpaid medical bills
  • Caring for aging or ill parents
  • Fortify the Dreams of Your Family

As a Royal Neighbors member, you join a legacy of caring and support, where communities thrive through the collective efforts of those dedicated to making a difference.