Royal neighbors benefits of membership

Benefits of Membership

We Invite You to Join Us

Royal Neighbors has a big backyard. Our neighbors extend throughout the nation. When we look for ways to help women be the best they can be, two things stand out - saving money and making a difference in our communities. These are the opportunities we offer all of our members.

Member Benefits

There are Two Ways You can Join Us  

Join us as a Beneficial Member by applying for membership and purchasing a Royal Neighbors insurance or annuity product. You receive free and discounted services for things like prescriptions, legal help, and online shopping. You are also eligible to apply for all of our scholarship and grant programs, plus Beneficial Members can vote for our board of directors. You are also eligible to apply for our Member Relief Fund.

Or, become a General Member by applying for membership and paying an annual membership fee of $20 a year. You have access to our free and discounted services, are eligible to apply for the Difference Maker Fund, can submit a nomination to the Nation of Neighbors Program, and are invited to volunteer with us.

Types of Membership

OpportunityGeneral MemberBeneficial Member
Difference Maker Fundtable_checkmarktable_checkmark
Nation of Neighbors Granttable_checkmarktable_checkmark
Free and Discounted Servicestable_checkmarktable_checkmark
Volunteer Opportunitiestable_checkmarktable_checkmark
Educational Scholarshipstable_checkmark
Member Relief Fundtable_checkmark
Voting Privilegestable_checkmark
Join now and start making a difference with Royal Neighbors of America.
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Retail Benefits

Earn 1% to 40% cashback for shopping online from over 4,000 retailers.

Shopping Benefit
Enjoy an extravaganza of savings! You can earn between 1% - 40% cashback for shopping online, have access to 4,000 retailers, and use comparison tools for best prices and most cashback incentives.

The Royal Neighbors Discount Program offers access to over 100,000 discounts and provides members an elite collection of local and national discounts. You can access these Retail Discounts through this website. (You will need your Group and Member ID located on the front of your member card.)
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Vision Discounts

Save from 10%-60% on glasses, contacts, laser surgery, exams, and more.

Vision Member Benefit

Your eyes are the windows to your health. Now you and your family can see better savings at thousands of vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, exams, and even designer eyewear. 

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Legal Discounts

Have legal questions? Get legal answers. Free and discounted services from experienced attorneys.

Legal Benefits Member Benefit

Have legal questions? Get legal answers from experienced lawyers at discounted rates. Attorneys help with traffic tickets, bankruptcy, divorce, and spousal and child support.  Additional services are also available at no cost to you! 


  • Free services* include one-on-one consultations, attorney-made phone calls, help with legal documents, assistance with welfare and INS, representation in small claims court, and a Simple and Living Will
  • Attorneys only charge $125 an hour or 40% off their hourly rate, whichever is greater
  • 10% off all contingency-based cases
  • You’ll be referred to plan attorneys based on location, language, and area of law

*In certain situations, attorney liability may require plan attorneys to ask for a retainer prior to providing some of the free legal services.

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Prescription Drugs

Don’t pay full price! Save 10% to 85% on most prescriptions at thousands of pharmacies.

Prescription Drugs Member Benefit

Don't pay full price! Save 10% to 85% on most prescriptions at over 60,000 pharmacies. Just present your card to save an average of 46% at locations nationwide.


  • Compare your prescription prices and see for yourself at RxPriceQuotes.com
  • Participating pharmacies include CVS, Walgreens, Target, and many other independent, national and regional chains
  • Even if you have insurance, present both cards at the pharmacy to receive the lowest price
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Hearing Aid Discounts

Find the right hearing aid solution to fit your lifestyle and budget.

Hearing Aid Member Benefit

Have you heard? Currently, one in nine Americans suffers from hearing loss. Let Amplifon help you find the right hearing aid solution to fit your lifestyle through personalized service and exceptional products for every budget. 


  • One-year free follow-up care for cleaning and checkups with purchase
  • Two-year supply of hearing aid batteries
  • Three-year warranty
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Dental Discounts

Smile brighter with big savings at thousands of dental locations nationwide.

Dental Member Benefit

Smile brighter with big savings at thousands of dental locations nationwide. Save 20% to 40%* on most services from general dentistry to special procedures. Use your card over and over again to help keep your teeth clean! 

Save on dental services such as cleanings, X-rays, crowns, root canals, and fillings. Need specialty dental care? Save on orthodontics and periodontics, too!

* Actual costs and savings vary by provider, service, and geographical area.

MRI & CT Scan

MRI & CT Scan Discounts

Save 40% to 75% on usual charges for MRI and CT Scans at radiology centers nationwide.

MRI & CT Scan

A better image leads to a better diagnosis, better treatment, and a better recovery. Save 40% to 75% on usual charges for MRI and CT Scans at thousands of credentialed radiology centers nationwide. You will be referred to a certified radiologist based on condition, preferences, and location. 

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Lab Testing Discounts

Know your numbers! You can monitor your health and save 10% to 80% on typical costs for lab work.

Lab Testing

Know your numbers! You have direct access to over 1,500 major clinical laboratories nationwide where you can save 10% to 80% on typical costs for lab work. Find a location near you and order online or by phone. 


  • Test categories include allergies, vitamin, and cholesterol levels, liver function, fertility, thyroid, and more
  • Confidential results in as little as 24 hours for most tests

Lab benefit not available to HI, MA, MD, ND, NJ, NY, RI or SD residents.

This plan is NOT insurance. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. It provides discounts only at the offices of contracted health care providers, and each member is obligated to pay the discounted medical charges in full at the point of service. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 803475, Dallas, TX 75380-3475, (800) 800-7616.

This plan is not available to VT or WA residents.

Royal Neighbors in the News

Sep
19

(Rock Island, IL) — The Oklahoma Institute of Child Advocacy estimates nearly one in four Oklahoma fourth-graders (73%) are not proficient in reading and 67% are not proficient in math. Today, Tulsa’s child development organization, Building All Children, received a $13,000 Nation of Neighbors grant from Royal Neighbors of America...

Read More
Sep
14

(Rock Island, IL) — At a check presentation scheduled for Tuesday, Sept. 19, 2017, Tulsa’s child development organization, Building All Children, will receive a $13,000 Nation of NeighborsSM grant from Royal Neighbors of America, one of the largest women-led life insurers in the U.S.

Read More
Sep
14

(Rock Island, IL)— Royal Neighbors of America presented $15,000 to Rock Island’s Kelly Cook to help roll out “Maddie’s Closet” to area schoolchildren. The funds from Royal Neighbors’ Nation of Neighbors Program are helping Kelly and her daughter, Maddie...

Read More
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Insuring Lives, Suporting Women, Serving Communinites