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About Us

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Insuring Lives, Supporting Women, Serving Communities℠

We are different

We are what is called a Fraternal Benefit Society - a membership organization that offers life insurance and annuity products to its members. For more than 125 years, we've been on a mission to Insure Lives, Support Women, and Serve Communities. This mission is not just a slogan; it's our identity, deeply ingrained in our history.


Our Values

Our commitment to these values— Faithfulness, Unselfishness, Humility, Courage, and Endurance - fuels our dedication to providing life insurance for you and your loved ones, supporting women, and serving communities We’re more than life insurance, we're a catalyst for positive impact.


How It Works

As a member, you’re part of our nationwide community of Royal Neighbors members. We offer our members a variety of programs that support their overall wellness and their communities. Members have the opportunity and support they need from Royal Neighbors to join or start a community chapter, apply for educational scholarships, apply for grants to bolster their volunteer projects, and more. The name Royal Neighbors embodies a "neighbor-helping- neighbor" philosophy. In 2022, our members contributed $24.5 million in Social Good through Royal Neighbors programs.

We invite you to join Royal Neighbors, make a lasting impact on your community, and ensure your legacy for generations to come.


Financial Strength and Stability

Safeguarding our members is our top priority. We follow a conservative financial management approach, ensuring strength, stability, and longevity. As a Fraternal Benefit Society, we offer member programs and actively support their local community service.

We are Insurance with a Difference℠.


Financial Overview

  • Assets: more than $1.2 billion under management
  • Surplus: $195 million
  • A.M. Best Credit Rating of A Excellent (3rd highest out of 13 for overall financial strength)*

*As of November 17, 2022, Royal Neighbors is rated A Excellent (3rd highest out of 13) by the AM Best Company for overall financial strength and ability to meet ongoing obligations to certificate holders. For the latest Best’s Credit Rating, access ambest.com .


Read Royal Neighbors' full 2022 Annual Report.

 

Explore More

If you're ready to make a meaningful impact in your local community, explore membership to see how becoming a Royal Neighbor can help you build a brighter future.

More details can be found in our Royal Neighbors Overview brochure.



2022 By The Numbers Infographic


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Form #: P00022; Rev. 11-2023