Back in 1895, women couldn't vote and in many states couldn't control their money or own property. Neither they nor children were considered insurable. But our founders believed women have emotional and financial worth. They believed both men and women needed financial protection through insurance. They believed strong women create strong families and then strong communities. So, nine strong women banded together. They didn't just socialize...they mobilized. They formed Royal Neighbors as one of the first carriers to insure women and children.
Royal Neighbors of America’s founders recognized the need for women and children to have life insurance.
In the wake of the 1906 San Francisco earthquake and fire, Royal Neighbors members reached out with hands-on and monetary assistance to the victims of this disaster, demonstrating that we are truly a nation of neighbors. Never has Royal Neighbors faltered in its commitment to help in times of disaster.
Royal Neighbors successfully advocated with other U.S. suffragettes for the passage of the 19th Amendment guaranteeing all American women the right to vote.
Royal Neighbors built today’s Home Office in Rock Island, IL, paying for it in full at its completion despite the country’s deepening Depression.
Royal Neighbors supported the U.S. war effort and received the U.S. Treasury Silver Medal for outstanding assistance.
Royal Neighbors’ scholarship program was established and to date over $5 million has been awarded to students of all ages.
The Royal Neighbors Foundation was established, promoting charitable and educational causes that empower women to achieve ﬁnancial security.
More than $1.7 million has been awarded to help empower women through the Royal Neighbors Nation of Neighbors Program since 2007.
Generally, neither women nor children were insurable more than 120 years ago. But Royal Neighbors changed that. As one of the largest women-led life insurers in the U.S., we promise to financially protect you and your family. That’s the true meaning of life insurance – to protect the lives of those you love. But it goes deeper. We’re not just about selling life insurance. As a member you will receive free and discounted services for things like prescriptions, legal services, and online shopping. We also offer grants such as our Nation of Neighbors℠ Program and educational scholarships.
And we will support your local community improvement projects. That’s where the name Royal Neighbors came from - combining “neighbor-helping-neighbor” with “royal,” signifying our founders’ belief in the nobility of the work they would do. In 2018 our members generated $17 million in what we call Social Good through programs and support from Royal Neighbors.
Our unique mission of insuring lives, supporting women, and serving communities stems from being a fraternal benefit society and an organization with a dual mission of both providing financial protection through life insurance and “neighbor-helping-neighbor” community service. Royal Neighbors is a different kind of insurance organization.
We invite you to be a member of our Royal Neighbors family, take part in our programs, and join us in making a difference.
Try our interactive guide to help you identify what type of life insurance coverage will meet your needs.
And if you’d like Royal Neighbors to help you make a difference in your local community, learn about our volunteer programs and other benefits of membership.
Fraternal benefit societies are membership groups that unite individuals with a common bond, provide them the ability to secure their families’ financial security through a variety of life insurance and investment products and form one of the nation’s most effective and efficient volunteer networks, delivering billions of dollars of direct financial aid and community service to those who need it most.
You can be confident in your purchase with Royal Neighbors of America. Safeguarding the interests of our members is our highest priority. Our conservative financial management philosophy provides strength and stability. But it goes beyond that. As a not-for-profit member organization we provide money-saving discount programs for our members, and support local giving in the communities where you live. We are Insurance with a DifferenceSM.
(as of December 31, 2018)
Read Royal Neighbors' full 2018 Annual Report.