About Royal Neighbors

How We Are Different

A Promise for Life

We Were Founded by Women, For Women


Nobody understands women better than Royal Neighbors of America. We were founded by nine women more than 120 years ago. This was before women could vote, own property in many states, or even have control of their own money. Neither women nor children were generally considered insurable. 



FOLLOW IN THE FOOTSTEPS OF OUR ROYAL NEIGHBORS FOUNDERS

1895

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One of First to Insure Women
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1895

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Royal Neighbors of America’s founders recognized the need for women and children to have life insurance.

1906

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Disaster Assistance
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1906

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In the wake of the 1906 San Francisco earthquake and fire, Royal Neighbors members reached out with hands-on and monetary assistance to the victims of this disaster, demonstrating that we are truly a nation of neighbors. Never has Royal Neighbors faltered in its commitment to help in times of disaster.

1920

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Advocated for Passage of 19th Amendment
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1920

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Royal Neighbors successfully advocated with other U.S. suffragettes for the passage of the 19th Amendment guaranteeing all American women the right to vote.

1927

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Built Home Office in Rock Island
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1927

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Royal Neighbors built today’s Home Office in Rock Island, IL, paying for it in full at its completion despite the country’s deepening Depression.

1941-1945

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Supported the U.S. war effort
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1941-1945

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Royal Neighbors supported the U.S. war effort and received the U.S. Treasury Silver Medal for outstanding assistance.

1961

1961
Established Scholarship Program
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1961

1961

Royal Neighbors’ scholarship program was established and to date over $5 million has been awarded to students of all ages.

2002

2002
Established The Royal Neighbors Foundation
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2002

2002

The Royal Neighbors Foundation was established, promoting charitable and educational causes that empower women to achieve financial security.

2007

2007
Nation of Neighbors Program Established
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2007

2007

More than $1.7 million has been awarded to help empower women through the Royal Neighbors Nation of Neighbors Program since 2007.

2015

2015
Launch Promise Plus
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2015

2015

Royal Neighbors launched Promise Plus, a rider designed with women in mind. This unique rider represents our hallmark of protecting and supporting women for over 120 years.

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We are different

Generally, neither women nor children were insurable more than 120 years ago. 
But Royal Neighbors changed that. 


As one of the largest women-led life insurers in the U.S., we promise to financially protect you and your family. That’s the true meaning of life insurance – to protect the lives of those you love. 


But it goes deeper. 


We’re not just about selling life insurance. As a member you will receive free and discounted services for things like prescriptions, legal services, and online shopping. We also offer grants such as our Nation of NeighborsSM Program and educational scholarships. 


And we will support your local community improvement projects. That’s where the name Royal Neighbors came from - combining “neighbor-helping-neighbor” with “royal,” signifying our founders’ belief in the nobility of the work they would do. In 2016 our members generated $11 million in what we call Social Good through programs and support from Royal Neighbors.


Our unique mission of insuring lives, supporting women, and serving communities stems from being a fraternal benefit society and an organization with a dual mission of both providing financial protection through life insurance and “neighbor-helping-neighbor” community service. Royal Neighbors is a different kind of insurance organization.


We invite you to be a member of our Royal Neighbors family, take part in our programs, and join us in making a difference.


Take the next step

Try our interactive guide to help you identify what type of life insurance coverage will meet your needs. 
And if you’d like Royal Neighbors to help you make a difference in your local community, learn about our volunteer programs and other benefits of membership.


What is a fraternal benefit society?

Fraternal benefit societies are membership groups that unite individuals with a common bond, provide them the ability to secure their families’ financial security through a variety of life insurance and investment products, and form one of the nation’s most effective and efficient volunteer networks, delivering billions of dollars of direct financial aid and community service to those who need it most.


We are financially strong & stable

You can be confident in your purchase with Royal Neighbors of America. Safeguarding the interests of our members is our highest priority. Our conservative financial management philosophy provides strength and stability. But it goes beyond that. As a not-for-profit member organization we provide money-saving discount programs for our members, and support local giving in the communities where you live. We are Insurance with a DifferenceSM.


Our Financial OverviewFinancial Overview

(as of December 31, 2016)


Read Royal Neighbors' full Annual Report.

Royal Neighbors of America
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Insuring Lives, Suporting Women, Serving Communinites
Form #: P00022; Rev. 5-2017