Member Relief Fund Guidelines


Royal Neighbors of America recognizes that our members could be faced at any time with medical expenses as a result of illness/personal injury or damage to their homes and personal property as a result of an unforeseen disaster.  In the true meaning of “fraternalism,” the Society established a Fraternal Fund in 1921 to provide financial assistance to qualifying Royal Neighbors members affected by such adversities.

Fraternal Aid may be considered for eligible members of the Society experiencing “extreme” cases of financial need due to an illness/personal injury not covered by insurance or extensive property loss/damage not covered by insurance resulting from specific disasters. An extreme case of need is determined on an individual basis by considering out-of-pocket expenses (gross expenses incurred, less reimbursement from any relief agency, insurer, or other source), loss of income, and loss not covered by insurance.

Eligibility Requirements:

Application Requirements: 

Payment Options: 

Members may choose from two payment options: 

You can apply through our online application system.

Member benefits are provided at the discretion of Royal Neighbors of America and are not available in all states. They are not part of any insurance or annuity contract and are not guaranteed.

Form #: P00202; Rev. 1-2017
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