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Guidelines for Volunteering During COVID-19

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Share this information and information you have collected from the service agency with all members considering a volunteer opportunity. This will allow your members to make an informed decision regarding their participation.


Remember to be kind and understand that a service agency and/or a volunteer may have to cancel or adjust their plans at the last minute. Consult the CDC and your local health department for the latest guidelines.



Practice universal infection control precautions:

  • Wash your hands before, during, and after volunteering for a minimum of 20 seconds
  • If soap and water are not available, use a hand sanitizer that contains at least 60% alcohol
  • Avoid physical contact with others and maintain a social distance of 6 feet especially when interacting with general public through meal pickup and deliveries
  • Cover coughs and sneezes with your elbow or tissue
  • Avoid touching your eyes, nose, and mouth with unwashed hands
  • Clean high touch areas frequently including table top surfaces and door knobs/handles
  • Use proper Personal Protective Equipment for the task


Call ahead to the service agency:

  • Ask if any additional safety precautions should be taken before, during and after the shift
  • Inquire about their set-up; ask how many can safely volunteer at one time
  • Ask about any risk that may be associated with the task and do not take part if you are uncomfortable with the level of risk
  • Allow extra time for additional screening from volunteer organizations to make sure you are cleared to volunteer for the task
  • Ask if there is any way to support them by volunteering individually for members who may feel unsafe volunteering at the service agency


Consult with your public health partners and adhere to local and state guidelines.

Do not attempt to volunteer if you have:

  • Experienced symptoms that could be related to COVID-19 in the last 14 days
  • Been around anyone who has COVID-19 in the last 14 days
  • Traveled to any foreign country in the last 14 days
  • Been on a cruise or been in an airport in the last 14 days
  • Been to an event where more than 50 people were in attendance in the last 14 days
  • Live with or are in frequent contact with people in the higher-risk categories for the virus


If you are hosting your own volunteer activity:

  • Clean and sanitize gathering spaces regularly
  • Properly dispose of cleaning materials and any contaminated materials
  • Do not compete in the market for scarce supplies that healthcare organizations and providers need every day to perform their duties
  • Keep six feet between all people
  • Provide sufficient and accessible infection control supplies (e.g. hand-hygiene products, tissues, Clorox wipes, and receptacles for their disposal) in all locations
  • Make sure you have proper Personal Protection Equipment available and train volunteers on proper use before allowing them to do any tasks
  • Screen all volunteers and attendees before they participate; it’s highly recommended to do temperature checks as volunteers come in for a shift, especially if handling food
  • When in doubt, use the CDC and your Department of Public Health for recommendations

If you are distributing or delivering meals:

  • For people receiving meals from a distribution point, if a line forms use chalk or tape on the ground that reminds people to keep 6 feet apart
  • For people who are giving meals, they also need to find a way to maintain at least 6 feet if possible, use gloves, and wash hands frequently
  • With deliveries, setting meals or supplies on the doorstep and waving and holding conversation from that safe distance to protect the seniors and homebound vulnerable folks is important
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Life-Insurance

a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder).

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MY INSURANCE CALCULATIONS

The calculations contained within this calculator are specific to Royal Neighbors of America. It is intended to estimate an amount of life insurance coverage if death occurred in the near future. It is not a recommendation for specific coverage amounts. Your financial needs may differ from the estimates. Royal Neighbors does not guarantee that the amount illustrated here will meet your financial needs. You are responsible for selecting the appropriate amount of coverage. To evaluate your specific needs, please contact Royal Neighbors directly at (866) 845-6665.

Needs
  • Immediate Needs N/A
  • Mortgage Amount: N/A
    Other Debts: N/A
    Funeral Expenses:N/A
  • Long-term Needs N/A
  • College Costs: N/A
    Total Income:N/A
  • Total Needs N/A
Resources
  • Immediate Resources N/A
  • Investment Assets N/A
    Life Insurance Proceeds N/A
  • Long-term Resources N/A
  • Partner's Earnings N/A
    Social Security N/A
  • Total Resources N/A
 
Additional Life Insurance Needed
  • Your total needs minus your total resources means you need N/A

Income Replacement Estimate

This chart estimates how much life insurance your loved ones may need to replace your income and maintain their current standard of living. Your dependents may be eligible to collect Social Security income benefits, which are included in the calculation below. The “Insurance Needed” column does not include financial needs such as paying off debt or paying for college.
Year Partner Age Partner Income S.S. Income Available Income Desired Income Surplus/Shortfall Available Resources Insurance Needed

Calculations include your answers to the previous questions, in addition to the following: 3% investment return; 2.6% anticipated inflation rate; $8,500 for funeral expenses which is based on the national median cost for an adult funeral in 2014 according to the National Funeral Directors Association1; 75% of your annual combined income for desired annual income needs; and 15 years for the number of years’ income needed or the calculation of the number of years it will take your youngest child to complete higher education, whichever is greater. Social Security benefits were factored based on the age of your youngest children (up to 4). Immediate needs include your mortgage, other debts, and $8,500 for funeral expenses.

College cost estimates are based on the following parameters (based on data provided by [College Board] . The inflation rate for college costs (5.48% annually) is based on the Bureau of Labor and Statistics Consumer Pricing Index average from January 1996-June 2016. This rate will factor into college cost assumptions for future years, adjusted annually.

  • Amount for community college: 2 years @ $3,435/year (tuition and fees only)
  • Amount for public university: 4 years @ $19,548/year (tuition, fees, room and board)
  • Amount for private university: 4 years @ $43,921/year (tuition, fees, room and board)

1 “The national median cost of a funeral with viewing and burial for calendar year 2014 was $7,181. If a vault is included, something that is typically required by a cemetery, the median cost is $8,508. The cost does not take into account cemetery, monument or marker costs or miscellaneous cash-advance charges, such as for flowers or an obituary.” http://www.nfda.org/news/statistics

 
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Form #: P00501; Rev. 7-2021