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Annuities


Protect and grow your retirement savings
Is your financial future as secure as you think it is? Will your Social Security payments be enough to pay for the retirement you have in mind? Do you have a company pension plan? How is your 401(k) doing?
 
An annuity from Royal Neighbors of America can help you fund the retirement of your dreams. Annuities are long-term vehicles specifically designed to supplement retirement income. Royal Neighbors has an annuity that’s right for your needs.
 
Learn more with Annuity FAQs.
 
The benefits: 
  • May elect to receive fixed lifetime income or for period certain
  • Money grows tax-deferred until it is withdrawn – when you may be in a lower tax bracket
  • Competitive interest rates
  • Options to help you manage the risk of living too long and outliving your retirement savings
  • Royal Neighbors deferred annuities can be purchased as an IRA (Individual Retirement Account) or Roth IRA (click here to learn the difference), or can be used to roll over existing qualified accounts*
  • Additional member benefits available, AT NO ADDITIONAL COST
 
The options:
Flexible Premium Deferred AnnuityAdd to your annuity at your discretion
Neighbors Choice Single Premium Deferred Annuity – Guaranteed initial interest rate for 5 years 
Royal Choice Single Premium Deferred Annuity – Guaranteed initial interest rate for 1 year  
Single Premium Immediate AnnuityImmediate stream of guaranteed income 

Have questions?
For information and help in choosing the products that may be right for you, call our member sales team at (866) 845-6665.
 
 
*Subject to limitations and qualifications. Federal and state tax laws are complex and subject to change. You are advised to consult with a qualified tax professional for personal tax advice. Royal Neighbors of America certificates are not available in all states. Contractual provisions and limitations may vary by state.