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Royal Choice Single Premium Deferred Annuity At A Glance

Our Royal Choice Single Premium Deferred Annuity is designed to guarantee the initial interest rate for one (1) year, thereafter the interest rate may increase or decrease, but is guaranteed to never be less than 3%.
 
It offers:
  • Competitive interest rates
  • No annual fees
  • Guaranteed income upon maturity
  • Automatic monthly interest payment option with a minimum $20,000 accumulation value
  • Interest earnings tax-deferred until withdrawn
  • Lifetime income option
  • Additional member benefits available, AT NO ADDITIONAL COST

Plan Variations & Issue Ages: Adult: Annuitant – (ages 0-85)
Owner – (ages 16 - unlimited)
Traditional IRA rollover (ages 16-85)*
Roth IRA rollover (ages 16-85)
SEP IRA (ages 21-85)*
*above 70½ must be all rollover money
(does not apply to non-qualified annuities)
Premiums: Minimum single premium is $7,500
  The maximum premium without Home Office approval is $300,000
Form Series: 200621A

Have questions?
For information on this product and help in choosing the products that may be right for you, call our member sales team at (866) 845-6665.
 
Use our Compound Interest Calculator to find out how much a single premium can grow!
 
Not intended as tax advice. All information and illustrations given reflect Royal Neighbors’ understanding of tax law. We recommend that any questions of a legal or tax nature be directed to a qualified attorney or tax advisor.
 
Certificates are not available in all states. Contractual provisions and limitations may vary by state.