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Junior Term to Age 22 At A Glance

Junior Term to Age 22 provides level term life insurance up to age 22 and gives young people options later in life by establishing insurability. Premiums must be paid every year until the certificate expires. Premiums may be paid as a single annual payment, two semi-annual payments, or monthly through our Pre-Authorized Collection (PAC) plan.
 
It offers:
  • No medical exam required
  • NO RISK free look period
  • Affordable premiums
  • Death benefit paid to beneficiaries Income Tax free*
  • Coverage that may be converted into permanent life insurance, up to five times the face amount, regardless of health
  • Additional member benefits available, including valuable scholarships, AT NO ADDITIONAL COST 

Insurance to Age: 22
Premiums: Payable every year until certificate expires
Age Availability: 0-15
Coverage Amount Available: $10,000
Cash Value: No
Dividends: Not expected
Riders Available: None
Form Series: 9700J

Have questions?
For information and help in choosing the products that may be right for you, call our member sales team at (866) 845-6665.

How much life insurance do you need? Use our calculators to help find out.
 
Certificates are not available in all states. Contractual provisions and limitations may vary by state.
 
*Under current Federal Tax laws