Our Flexible Premium Deferred Annuity (FPDA) may be purchased as a regular (non-tax qualified) retirement annuity, a tax-deferred traditional Individual Retirement Annuity (IRA), or a Roth IRA. To decide what kind of IRA is best for you, learn about the major
differences between traditional IRAs and Roth IRAs.
It offers:
- Flexible premiums
- Competitive interest rates
- Guaranteed income upon maturity
- Interest earnings tax-deferred until withdrawn
- Lifetime income option
- Additional member benefits available, AT NO ADDITIONAL COST
| Plan Variations & Issue Ages: |
Adult FPDA (ages 16-85)
Junior FPDA (ages 0-15)
Traditional IRA (ages 16-85)*
Roth IRA (ages 16-85)
SEP IRA (ages 21-85)*
*above 70 ½ must be rollover money |
| Premiums: |
FPDA: Minimum initial premium is $1,000. The minimum additional premium per payment is $25. The maximum premium during the calendar year without Home Office approval is $300,000. |
| Form Series |
200332AY |
Have questions?
For information and help in choosing the products that may be right for you, call our member sales team at (866) 845-6665.
Not intended as tax advice. All information and illustrations given reflect Royal Neighbors’ understanding of tax law. We recommend that any questions of a legal or tax nature be directed to a qualified attorney or tax advisor.
Certificates are not available in all states. Contractual provisions and limitations may vary by state.