Our Financial Strength

Royal Neighbors' financial strength and stability is another way we provide... Insurance with a DifferenceSM.

 

As a fraternal organization, our conservative financial management philosophy and our committment to safe-guarding our members' interests produces results that will make you confident in your purchase.

Financial Overview

  • Assets: more than $766 million under management
  • Certificateholders' surplus ratio:  30% - exceeding the estimated industry average of 8.0%
  • Solvency ratio of 1.43 compared to the industry average of 1.09
  • A.M. Best rating of A- Excellent (4th highest out of 15 possible) (as of December 31, 2010) 

 

Read Royal Neighbors' full financial report:

2010 Annual Report

2009 Annual Report

In more than a century:

      • NEVER have we failed to fulfill a contractual obligation to a member or a beneficiary
    • NEVER have we failed to respond to a member in urgent need of assistance
    • NEVER have we reduced or eliminated member benefits because of a downturn in the economy

 

Still have questions? Read answers to your frequently asked questions about our financial approach in Strength and Stability.
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