Graded Death Benefit

(*See important notes)
The Royal Neighbors Graded Death Benefit plan delivers death benefit coverage with no physical exam. With this plan, your coverage is 30% face value in year one, 70% in year two and 100% thereafter. If the death is accidental, coverage is 100% at issue date. With this plan, you can ensure that your family will not be burdened with final expenses.

You are guaranteed:
• Level premiums
• Cash values
• Death benefit
• Non-cancelable coverage

Open to policy holders ages 50 to 85, the Neighbors Simplified Issue plan is available at a minimum of $3,000 to a maximum of $10,000 and pays a death benefit 100% of the policy face value after year three.


* SIWL, Series 200612A is not available in all states. Contract provisions apply and may vary by state.
* We reserve the right to order a Physician’s statement at our discretion.