20 Level Pay and Paid Up at 65

(*See important notes)
• Affordable premiums that NEVER increase during the term of the certificate
• A guaranteed death benefit
• Death benefit paid to beneficiaries Income Tax free (under current Federal Tax laws)
• Guaranteed cash values that grow on a tax-deferred basis
• Additional member benefits available, AT NO ADDITIONAL COST

Premiums: Level 20 years
Age Availability: 0-65
Coverage Amount
Available: Minimum $25,000; $10,000 ages 0-18;
no maximum
Dividends: Yes, but not guaranteed
Riders Available - adult
(may require additional premium): Premium Waiver - Form Series 8062
Accidental Death Benefit - Form Series 8060
Guaranteed Insurability Purchase Option - Form Series 8563
1Accelerated Living Benefit - Form Series 1766
Riders Available - child
(may require additional premium): Accidental Death Benefit - Form Series 8060
Petitioner Benefit - Form Series 8061
1Accelerated Living Benefit - Form Series 1766
Form Series: 8711A and 8715J
Certificates and riders are not available in all states. Contractual provisions and limitations may vary by state. Riders are available for an additional premium or may be subject to an administration fee and/or subject to underwriting or other restrictions.

1Receipt of acceleration of life insurance death benefits may be taxable and may affect your, your spouse's, or family's eligibility for public assistance programs. You are advised to consult a qualified tax professional or social service agency regarding the circumstances under which you might be able to receive an acceleration of a life insurance death benefit, excludable from income under federal law.

Paid up at 65

(*See important notes)
• Affordable premiums that NEVER increase during the term of the certificate
• A guaranteed death benefit
• Death benefit paid to beneficiaries Income Tax free (under current Federal Tax laws)
• Guaranteed cash values that grow on a tax-deferred basis
• Additional member benefits available, AT NO ADDITIONAL COST
Premiums: Level to age 65
Age Availability: 0-45
Coverage Amount Available: Minimum $25,000; $10,000 ages 0-18;
no maximum
Dividends: Yes, but not guaranteed
Riders Available -
adult (may require
additional premium): Premium Waiver - Form Series 8062
Accidental Death - Form Series 8060
Guaranteed Insurability Purchase Option - Form Series 8563

Certificates and riders are not available in all states. Contractual provisions and limitations may vary by state. Riders are available for an additional premium or may be subject to an administration fee and/or subject to underwriting or other restrictions.

1Receipt of acceleration of life insurance death benefits may be taxable and may affect your, your spouse's, or family's eligibility for public assistance programs. You are advised to consult a qualified tax professional or social service agency regarding the circumstances under which you might be able to receive an acceleration of a life insurance death benefit, excludable from income under federal law.