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Life changes quickly – your family grows, your job responsibilities increase, and your retirement savings need attention. As your life evolves, it’s important to stay current with what life insurance can do for you. The main purpose of life insurance is to protect your family’s financial future after you’re gone.

Whole life insurance is permanent insurance that offers you comfort in knowing that your family is protected. It offers simple, pre-determined premiums, cash value, and death benefits, no matter what happens to the economy or interest rates.

Whole life insurance can offer many benefits:
  • It provides coverage for your entire life at fixed, cost-effective payments as long as premiums are paid
  • It will accumulate guaranteed cash value that is available in the form of a loan1
  • Death benefits are guaranteed as long as premiums are paid
  • If you surrender the certificate, any cash value that has been accumulated will be paid to the owner

If you are looking for coverage designed with women in mind
Every woman should feel secure knowing she’s protected in the event something unforeseen happens, especially if that event is cancer. Learn more > >
If you are looking for simple, PERMANENT protection
Whole life insurance offers premium amounts that won’t change and the ability to accumulate cash value. Learn more > >
If you want COMFORT IN KNOWING your final expenses are covered
If you are 50 years old or older, final expense insurance offers affordable coverage up to $25,000 with no physical exam required1. Learn more > >
If you want to provide YOUR CHILD lifelong protection
Did you know the cost to buy life insurance increases with age? Buying whole life insurance for your child now provides a locked-in, cost-effective benefit she or he can maintain throughout life. And, when you insure your child with Royal Neighbors, she or he is eligible for scholarship opportunities. Learn more > >
If you are looking for a way to TRANSFER WEALTH to your heirs
You’ve worked hard to build your estate. You have some money earmarked that you know you will pass on to your family or a favorite charity. Maximize these assets with a single premium whole life certificate from Royal Neighbors. Learn more > >
Member benefits are provided at the discretion of Royal Neighbors of America and are not available in all states. They are not part of any insurance or annuity contract and are not guaranteed.
Insurance  with  a  DifferenceSM
Royal Neighbors of America
230 16th Street • Rock Island, IL 61201-8645
(800) 627-4762

©2016 Royal Neighbors of America
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