Term Life Insurance

(*See important notes) (Form series 200711A)
The most affordable coverage choice, Royal Advantage Term life insurance lets you protect those you love without ruining your budget. Guaranteed premiums, affordable coverage for a specified period of time is right for you if:
• You are just getting started and money is tight
• You want to secure your home by choosing a term period that will protect your mortgage payments if you die prematurely

Your choice of coverage
You choose the value of your coverage, starting at $100,000 – with no maximum limit.* And you can convert to a permanent insurance coverage in the future without showing any additional evidence of insurability.

Consistent premiums.
Your premiums will NEVER increase during the level premium period you select:
o 10 years
o 20 years or
o 30 years.
Annual renewable rates available to age 95.

Riders help you customize your coverage

Premium Waiver Disability Rider keeps your coverage in tact in the event that an accident or illness makes it impossible for you to pay your premiums. (8062)

The Accelerated Living Benefit Rider allows you to protect your loved ones by using a portion of your death benefit while you are still living, permanently confined to a nursing home or with a diagnosed terminal condition. (1766)

Plus, as a member of Royal Neighbors of America, you are eligible for additional member benefits, AT NO ADDITIONAL COST!

To get a quote, use our simple Term Life calculator.

*Royal Advantage Term Insurance (Form series 200711A) certificates and riders are not available in all states.

Contractual provisions and limitations vary by state.

Receipt of acceleration of life insurance death benefits may be taxable and may affect your, your spouses , or family’s eligibility for public assistance programs. Consult your tax professional or social service agency for details.