Taxable vs Tax-Deferred Savings

Investment vehicles are taxed differently. This calculator is intended to help compare a fully taxable investment to two tax advantaged situations. In one situation, an investment account is not taxed until the money is withdrawn. In the second scenario, the money is an investment that is not subject to Federal or State tax.

• Calculator Input
• Results

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Savings & Assumptions

1. Current investment balance ($)
2. Annual contributions ($)
3. Number of years to invest
4. Before-tax return on fully-taxable investment (%)
5. Before-tax return on tax-deferred investment (%)
6. Return on tax-free investment (%)
7. Marginal tax bracket (%)

Calculating Results...

Summary	Fully-Taxable	Tax-Deferred	Tax-Free
Current investment balance
Annual contributions
Number of years to invest
Before-tax return
Marginal tax bracket
After-tax return		n/a	n/a
Future account value
Future account value (after-tax)

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