Privacy Policy

Royal Neighbors of America Online Privacy Statement

Our Commitment To Privacy

Your privacy is important to us. To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make it available in the footer of every page of the site.  

 

The Information We Collect

This notice applies to all information collected or submitted on the Royal Neighbors of America Web site. On some pages, you can make requests or complete transactions. The types of personal information collected at these pages include:

 

The information you provide in the Pay Online section is collected and stored on a third-party server and transferred to Royal Neighbors. 

 

How We Use Information

We use the information you provide about yourself when completing a transaction or process (such as making an online payment or viewing your certificate information) only to complete that transaction or process. We do not share this information with outside parties except to the extent necessary to complete that action.

 

We use return email addresses to answer the email we receive. Such addresses are not used for any other purpose and are not shared with outside parties.

 

You may be able to register with our Web site if you would like to receive updates on our new products and services. Any other information you submit on our Web site will not be used for this purpose unless you indicate that you want to be added to our mailing list.

 

We use non-identifying and aggregate information to better design our Web site and to better tailor our services and products to consumer interest. Non-identifying information means that your name or ID is not directly associated with your use of the site, nor do we specifically monitor or analyze your individual usage. Aggregate information means that your anonymous use of the site along with that of other site visitors is collectively used to determine which areas of the site are being used often and which are not. Aggregate information also includes your anonymous responses to site surveys combined with the responses of other site visitors.

 

Cookies are pieces of information that a Web site sends to your computer while you are viewing the Web site. We may use cookies to simplify or enhance your experience on the Royal Neighbors Web site. Cookies contain only information that the server computer "knew" in the first place, and can be read only by the serving domain that placed them. Since cookies are only text files, they cannot "run" on your computer and have no ability to search your computer for other information, or transmit it to anyone.

 

Finally, we never use or share with third parties the personally identifiable information provided to us online in ways other than as legally required or permitted. We may voluntarily cooperate with law enforcement agencies in investigating suspected illegal activity and may report to law enforcement any suspected illegal activity we become aware of.  

 

Our Commitment to Data Security

To prevent unauthorized access, maintain data accuracy and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online. To use certain portions of this site, you must be an Royal Neighbors of America member and register.  

 

Our Commitment to Children's Privacy

Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our Web site from those we actually know are under 13.  

 

How to Access or Correct Your Information

You can access all your personally identifiable information that we collect online and maintain by selecting Manage my Account in the Member Services section of the site. We use this procedure to better safeguard your information.

 

You can correct factual errors in your personally identifiable information by sending us a request that credibly shows error.

 

To protect your privacy and security, we will also take reasonable steps to verify your identity before granting access or making corrections. 

 

How to Contact Us

Should you have other questions or concerns about this privacy policy, please call us toll free Monday - Friday: 8 a.m. – 5 p.m. (Central time) at (800) 627-4762 or provide your contact information in the Contact Us form located on this site. 

 

Please review this online privacy policy frequently as it may change at any time at Royal Neighbors’ sole discretion.

 

Effective 2-13-2008. 

 

Terms of Use

  

Introduction

Royal Neighbors of America maintains this site for your personal information, education, and communication. Your access to and use of the site is subject to the following Terms of Use and all applicable laws. If you do not agree to these terms or Royal Neighbors' Privacy Policy posted on the Web site, please do not use this site or any services offered by this site. Royal Neighbors reserves the right to make changes to these terms without notice to you. Please check back from time to time to ensure you are aware of any updates or changes to these terms. Your use of our site indicates acceptance of these Terms of Use.  

 

Secured Areas/Passwords

Some portions of this site are restricted and require authorization for access. unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

 

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Royal Neighbors will not ask for your password. If you know or suspect that your password has been compromised, change your password immediately. if you suspect any unauthorized activity related to your account, you should contact Royal Neighbors.  Royal Neighbors will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else.

 

United States Only

Unless otherwise specified, the materials in this site are presented solely for the purpose of promoting programs governed under the  in the United States law. Royal Neighbors makes no representation that materials in the site are appropriate or available for use in other locations. If you access the site from locations other than the United States, you are responsible for compliance with any applicable local laws. Not all Royal Neighbors products are available in every state. Royal Neighbors of America is licensed to operate in 41 states and the District of Columbia. We are not licensed in Alabama, Alaska, Hawaii, Louisiana, Massachusetts, New Hampshire, New York or South Carolina.

 

 

Restrictions of Use of Materials

All names, logos, and marks appearing in this site, except as otherwise noted, are trademarks owned or used under license by Royal Neighbors of America. The use or misuse of these trademarks or any other content on this site, except as provided in these Terms of Use or in the site content, is strictly prohibited. You may print copies of the information on this site for your personal, non commercial, use, store the files on your computer for personal/noncommercial use, or reference this server from your own documents provided that all copyright, trademark or other notes are retained.  However, you may not distribute text or graphics to others without the express written consent of Royal Neighbors. Also, you may not, without our permission, copy and distribute this information on any other server, or modify or re-use text or graphics on this system or another system. Royal Neighbors of America reserves all other rights. 

 

Links To/From Other Sites

For your convenience, Royal Neighbors of America may provide links to other Internet sites that Royal Neighbors does not maintain. You should not interpret any link to/from other sites as indicating that Royal Neighbors sponsors or endorses the site or the materials to that the sites are affiliated with Royal Neighbors in any manner. Royal Neighbors is not responsible for anything contained on such sites and makes no warranties or representations about the content, products or services offered on such sites. Royal Neighbors is not responsible for anything contained on such sites and makes no warranties or representations about the content, products or services on any sites that you may elect to use in connection with this site.

 

Disclaimer

The materials in this site are provided "as is" and without warranties of any kind either express or implied. To the fullest extent permissible, Royal Neighbors disclaims all warranties, including implied warranties or merchantability and fitness for a particular purpose. Royal Neighbors does not warrant that the functions contained in these materials will be uninterrupted or error free, that defects will be corrected or that this site or the server that makes it available are free of viruses or other harmful components. Royal Neighbors does not warrant or make any representations regarding the use or the result of the use of the materials in this site in terms of their correctness, accuracy, reliability or otherwise. Royal Neighbors makes no representations or warranties and is not responsible for the content, accuracy or quality of any information provided by all other Web sites to which this site provides a link. 

 

The Royal Neighbors Web site may include certain tools, calculators or other devices to assist you in evaluating your insurance and/or financial needs. These interactive calculators are not intended to provide or replace specific professional financial or insurance advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical, are for illustrative purposes only and may differ from other types of analysis. They do not represent the past performance of any specific product, nor should they be viewed as a promise of future results of any product offered by Royal Neighbors of America. We encourage you to consult with a professional or other trusted source regarding your personal finance issues.

 

Submitted Ideas

All comments, suggestions, ideas, notes, drawings, concepts or other information disclosed or offered to Royal Neighbors by this site or in response to solicitations in this site shall be deemed and shall remain the property of Royal Neighbors of America. You understand and acknowledge that Royal Neighbors has both internal resources and other external resources which may have developed or may in the future develop ideas identical to or similar to the suggestion or comments to suggestions and that Royal Neighbors is willing to consider the suggestion only on these terms. In any event, Royal Neighbors assumes no obligation, express or implied, by considering any suggestion not submitted in confidence. Without limitation, Royal Neighbors shall exclusively own all now-known or hereafter existing rights to the suggestions of every kind and nature and shall be entitled to unrestricted use of the comments for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the suggestions.  

 

Choice of Law and Jurisdiction

The laws of the State of Illinois shall govern this site and user agreement. You agree that any dispute between yourself and Royal Neighbors shall be adjudicated exclusively in a federal or state court with jurisdiction over Rock Island County, Ill.  

 

Termination

We reserve the right to terminate this user agreement and your use of this site at any time for any reason or no reason.