The Royal Neighbor
Issue 1 2008

Your Money
Protect your independence, your family, and your assets with long-term care insurance
Have you ever been responsible for the care of an invalid parent? If so, you know the cost of a nursing home or what it takes to hire a home nurse. Have you ever thought about who will pay for your care if you have a serious illness or a long-term disability? If you have, you realize you don’t want it to be your family.

You & Your Family
It’s all about helping you, our members
Each of the Royal Neighbors member benefits was designed to help our members enjoy a better, healthier life. And, from what we’re hearing, they’re doing just that! We would like to share what our members are saying.

Front & Center
A leader in the field of long-term care insurance, Phyllis Shelton wants everyone to understand its importance
She knows first-hand the struggles families face when they’re not covered by this type of insurance. She went through those challenges with her mother and her best friend – her grandfather. She now is owner and president of LTC Consultants, Nashville, TN.



Your Health
Take control of your heart health
Many people think women don’t get heart disease. But the facts tell the truth...heart disease is the number one killer of women, and any woman is susceptible. In the United States, all cardiovascular diseases combined have claimed the lives of more than 460,000 females while all forms of cancer combined took the lives of more than 270,000 females.