Term Life Insurance

Term life insurance is the simplest and least expensive form of life insurance coverage. It generally provides death benefit coverage at a guaranteed premium for a specific period of time.

Who should consider term life insurance?

Young adults who want affordable protection now and then convert to a permanent plan when they can afford to do so
Families with limited resources and who have a great need for survivor income and education needs
Individuals who have mortgages on their homes
Individuals with larger amounts of outstanding short-term debt
Business owners who have a loan for capital or operating expenses

Our term life insurance products offer:

Affordable premiums that NEVER increase during the level premium period you select
A guaranteed death benefit
Death benefit paid to beneficiaries Income Tax free*
Coverage that may be converted into permanent life insurance, regardless of health (age restrictions may apply)
Additional member benefits available, AT NO ADDITIONAL COST

Choose from:

Royal Advantage Level Premium Term Life Insurance to Age 95 (Form series 200711A)

Junior One-Pay Term Life Insurance to Age 16 (Form series 200011J)

Junior Term to Age 22 (Form series 9700J)

How much life insurance do you need? Use our calculators to help find out.

*Under current Federal Tax laws
Certificates and riders are not available in all states. Contractual provisions and limitations may vary by state.

INSURING LIVES SUPPORTING WOMEN SERVING COMMUNITIES

Term Life Insurance