Royal Neighbors of America offers a variety of life insurance certificates designed to provide valuable protection for living certificateholders or death benefits for beneficiaries. Although Royal Neighbors was founded to meet women's financial needs, men and children can also be insured under our life insurance products.
Royal Neighbors is licensed to operate in 41 states and the District of Columbia (not licensed in Alabama, Alaska, Hawaii, Louisiana, Massachusetts, New Hampshire, New York, North Carolina, or South Carolina).
How much life insurance do you need? Use our calculators to help you start planning your life insurance strategy.
Click on one of the life insurance product categories below to learn more about it. Or, view a chart comparing the life insurance product categories. Royal Neighbors also offers a number of benefit riders that can be combined with many of our life insurance certificates. Try our calculators to find out what combination is right for you.
Whole Life Insurance
Whole life insurance provides a set dollar amount of coverage and builds cash values that cannot be canceled as long as premiums are paid. Use our
calculators to help you find out how much life insurance you need.
Term Life Insurance
Term life insurance is an affordable way to purchase coverage for a limited period of time. Use our
calculators to help you find out how much life insurance you need.
Universal Life Insurance
Universal life insurance combines some of the desirable features of both term and traditional life insurance. Use our
calculators to help you find out how much life insurance you need.
Have questions?
For information and help in choosing the products that may be right for you, call our member sales team at
(866) 845-6665.