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Statements of Income

    Year Ended   December 31
  2006 2005
Premiums and other insurance income:  
Life premiums $13,888,000 $14,408,000
Annuity premiums 7,965,,000 2,664,000
Accident and health 7,004,000 26,093,000
Other insurance income 173,000 232,000
   
Total premium and other income $29,030,000 $43,397,000
 

Allowances on reinsurance ceded

$29,063,000

$150,000

     
Investment income, less investment expenses

 

 

(2006: $1,442,000; 2005: $1,442,000) $34,265,000 $34,939,000
Miscellaneous income 610,000 530,000
   
Total income $92,968,000 $79,016,000
 
Benefits paid or provided:  
Life and annuity benefits $26,210,000 $24,224,000
Accident and health benefits 5,591,000 15,309,000
Dividends to certificate holders 2,089,000 2,038,000
Increase (decrease) in certificate reserves  
Life (3,794,000) 745,000
Annuity 2,794,000 (766,000)
Accident and health 282,000 3,711,000
   
Total benefits paid or provided $33,222,000 $45,261,000
   
 
Selling, general and administrative expenses:  
Commissions $19,887,000 $9,217,000
Fraternal, charitable and benevolent expenses 4,137,000 4,093,000
General expenses, taxes, licenses, and fees 15,010,000 18,953,000
   
Total selling, general and administrative expenses $39,035,000 $32,263,000
 
Income before net realized capital gains on investments $20,710,000 $1,492,000
   
 
Net realized capital gains on investments $3,062,000 $1,356,000
   
 
Net income (loss) $23,774,000 $2,848,000